The best crypto app in the UK for 2025 should combine FCA compliance, strong security, and seamless trading features.
Whether you’re a beginner or a seasoned trader, choosing the right platform helps protect your assets and streamline your experience.
In this guide, I compare top UK crypto apps, break down fees, and highlight features to help you find the right fit.
What Are the Best Crypto Apps in the UK in 2025? My Top 2 Picks
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Overall best
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UK’s largest crypto selection
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4.7
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4.5
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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more
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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more
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- User-friendly
- Copy the moves of professional traders
- Social trading & educational features
- 1:1 cold storage
- Clean, intuitive interface
- No deposit or withdrawal fees for GBP payments
8 Best Crypto Apps in the UK [TL;DR]
Here is a quick list of the best crypto apps in the UK based on my hands-on analysis:
- eToro – Best overall
- Bitpanda – Best for staking
- Best Wallet – Best for beginners
- Coinbase – Best for ease of use
- Uphold – Best for a large selection of coins
- Kraken – Best for low-cost trading
- Revolut – Best for combining crypto & banking all in one app
- Gemini – Best for security-conscious traders
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
Best Crypto Apps in the UK Compared
Here, I’ve compared the apps based on five key factors you must consider and compare:
| Rank | Apps | Rating from Google Play | Fees | Deposit fees | Cryptocurrencies available | GBP deposit methods |
|---|---|---|---|---|---|---|
| 1 | eToro | 4.0 stars | 1% + market spread | 0.5% | 90+ | Bank transfer, debit card, Neteller, Skrill, eToro Money |
| 2 | Bitpanda | 4.2 stars | 1.49% – 1.99% | Free | 600+ | Bank transfer, debit card, Skrill, Neteller |
| 3 | Best Wallet | 4.2 stars | 0.5% swap fee | None | 1,000+ | Crypto transfers only |
| 4 | Coinbase | 4.2 stars | 1% commission + 0.5% spread fee | Debit card fee of 3.99% | 250+ | Bank transfer, credit card, cryptocurrency, debit card, PayPal |
| 5 | Uphold | 4.4 stars | 1% trading fee & 1% spread fee | Debit card fee of 3.99% | 250+ | Bank transfer (ACH), debit card, Apple Pay, Google Pay |
| 6 | Kraken | 4.2 stars | From 0.26% | £1 fee on bank transfers | 230+ | Bank transfer, credit card, cryptocurrency, debit card, Apple Pay, Google Pay, SWIFT |
| 7 | Revolut | 4.5 stars | 1.49% | 2.5% | 80+ | Bank transfer, credit card, cryptocurrency, debit card, Apple Pay, Google Pay, SWIFT |
| 8 | Gemini | 4.2 stars | From 1.49% | Debit card fee of 3.49%, PayPal fee of 2.50% | 70+ | Bank transfer, credit card, cryptocurrency, debit card, Apple Pay, Google Pay, PayPal, SWIFT, CBIT™ |
Best Crypto Apps in the UK: In-Depth Review
I’ve tested dozens of apps that promise everything from low fees to “next-gen security.”
Some genuinely deliver. Others, not so much.
In my own journey with crypto investments, I’ve used these apps to buy Bitcoin, explore margin trading, test crypto wallets, and even track my portfolio through bull and bear markets.
That experience, paired with my background working alongside regulated brokers and mobile crypto platforms, helped shape the list below.
These are the apps I believe stand out in 2025, whether you’re just starting to trade crypto or you’re one of the more experienced traders looking for advanced trading features.
1. eToro – Best Overall
App Overview
The overall winner on my list of the best mobile crypto platforms UK investors can use is eToro.
eToro has established itself as one of the leading companies in the UK, offering a user-friendly and intuitive platform that caters to a broad range of investors.
Key Features, Tools & Platforms
☑️ Crypto + Multi-Asset Access: You can trade over 90 cryptocurrencies plus gain exposure to stocks, forex, ETFs, and commodities.
☑️ Top-Rated Mobile App: eToro’s app is consistently rated highly on Google Play and the Apple App Store. It has strong security features, a clear layout, and stable performance on mobile.
☑️ CopyTrader: One of eToro’s biggest draws is its copy trading platform. This lets you mirror the trades of top-performing investors. This feature makes it ideal if you are a beginner or looking to learn through real-time examples.
☑️ Demo Account: You can start with a £100,000 demo trading account and test strategies risk-free. I found this useful for learning how to trade crypto without the pressure of using real funds.
☑️ Low Minimum Deposit: You can get started with just $50, making it an accessible option if you’re a UK-based beginner exploring digital currencies.
☑️ FCA Compliance: eToro is fully FCA-registered in the UK, meaning it operates under strict regulatory compliance. The platform follows the same rules that govern other trusted crypto apps in the UK.
☑️ Social Trading Community: eToro’s in-app social feed is also great for engaging with other crypto traders. You can comment, follow strategies, and learn directly from more experienced traders.
| ⭐Highlight Feature: eToro’s CopyTrader system is one of the most powerful tools for beginners and hands-off investors. It lets you automatically replicate the portfolios and trades of top-performing crypto traders. You can learn and grow your investments without making every decision yourself. |
What I Like About eToro
I appreciate that eToro offers a diverse range of cryptocurrencies, social trading features, and a secure, regulated environment.
It also has a sleek interface and is straightforward to use. If you are new to crypto and are looking for an app to use that is safe, secure, and easy, eToro ticks all the boxes.
Potential Drawbacks
I’ve had a mostly positive experience with eToro. That said, there are a few things to keep in mind.
The 1% crypto trading fee is higher than what you’ll find on some low-fee cryptocurrency apps, such as Binance or Kraken, especially for high-volume traders.
Additionally, although the platform offers an eToro Money crypto wallet, you don’t hold your private keys directly.
This arrangement is less ideal if you’re seeking full custody over your crypto assets.
Finally, eToro doesn’t yet support futures trading or margin trading for crypto in the UK.
So, if you’re an experienced trader, you might find it slightly limited.
| 👉My Take: I recommend eToro as one of the best crypto apps UK investors can use. It’s great for beginners who want a simple interface, access to CopyTrader, and FCA-backed peace of mind. |
Key rating criteria:
| Rating from Google Play | Fees | Deposit fees | Cryptocurrencies available | GBP deposit methods |
|---|---|---|---|---|
| 4.0 stars | 1% + market spread | 0.5% | 90+ | Bank transfer, debit card, Neteller, Skrill, eToro Money |
Pros:
- Diverse asset options
- Social and copy trading feature
- User-friendly interface
- Advanced mobile app
Cons:
- Withdrawal fees
- No crypto-to-crypto trading
Read my full eToro review.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
2. Bitpanda – Best for Staking
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
Platform Overview
Bitpanda is a crypto platform offering UK users access to over 600 digital assets, including major coins, crypto indices, and staking options.
You can start investing with just £1, and the platform’s sleek mobile experience is designed specifically for UK users, with top app ratings.
Unlike traditional brokers, Bitpanda makes it easy to automate your strategy with limit orders and auto-staking rewards.
Weekly rewards of up to 30% APY are available on 50+ coins, with no lock-ins except for ETH.
Crypto indices also offer passive portfolio diversification, rebalanced monthly via MarketVector Indexes (VanEck).
Bitpanda does not use maker/taker fees. Instead, it charges a 1.49–1.99% fee, included in the buy/sell price.
GBP deposits are free, and there are no withdrawal fees.
While the platform does not support pro trading in the UK, it’s ideal for casual and long-term investors looking to automate and invest in crypto in a safe environment.
Key Features, Tools & Platforms
☑️ 600+ Cryptoassets: Trade a huge range of coins, tokens, and crypto indices.
☑️ Staking With Auto-Rewards: Earn weekly APY on 50+ assets, with no lock-ins (except ETH).
☑️ Limit Orders: Buy or sell crypto at your target price using automated triggers.
☑️ Crypto Indices: Hands-off diversification with monthly rebalancing.
☑️ Secure Storage: All assets are held 1:1 in cold wallets, with user ownership protected by trust agreements.
☑️ Mobile-First Experience: The Bitpanda app is fast, user-friendly, and tailored for UK investors.
☑️ Learning Hub: Blog offer beginner-friendly education.
| ⭐ Highlight Feature: With Bitpanda, you can stake 50+ coins and receive automatic rewards every week. No warm-up periods or lock-ins (excluding ETH), and rewards are automatically re-staked for compound growth. It’s an accessible way to invest. |
What I Like About Bitpanda
Bitpanda stands out for its asset variety, mobile usability, and passive investing features.
You can set automated limit orders, earn staking rewards, and invest in crypto indices, all within one clean, well-rated app.
The ability to start from £1 is perfect for new or cautious users.
The platform’s security model is also strong.
Assets are backed 1:1 and stored in cold wallets, with full user ownership maintained through a legal trust structure.
Potential Drawbacks
Bitpanda Fusion (the pro trading terminal) isn’t available in the UK, so advanced users may find tools limited.
Also, trading costs are built into the spread (1.49–1.99%), which may be slightly higher than flat-fee platforms for larger trades.
| 👉 My Take: Bitpanda is one of the best crypto apps in the UK for passive investors and those looking to build long-term portfolios. The platform’s staking, indices, and automation tools make it easy to stay invested without needing to check the market daily. |
Key rating criteria:
| Rating from Google Play | Fees | Deposit fees | Cryptocurrencies available | GBP deposit methods |
|---|---|---|---|---|
| 4.2 stars | 0.99% – 2.49% | Free | 600+ | Bank transfer, credit/debit card, PayPal, Apple Pay |
Customer support: In-app support and help centre.
Pros:
- 600+ supported cryptos
- Weekly staking rewards (up to 30%)
- 1:1 asset-backed
- Mobile-first design rated highly by users
- No deposit or withdrawal fees
- Strong educational resources
Cons:
- No advanced trading tools in the UK
- Spread-based fees may add up for large trades
- No NFT support
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more. This marketing communication does not constitute investment advice, a solicitation, or an offer to buy or sell any cryptoassets. In no way are performance or results guaranteed. You should keep yourself informed and understand the risks involved in buying and holding cryptoassets.
3. Best Wallet – Best for Beginners
App Overview
The second platform on my easy-to-use crypto apps UK list is Best Wallet.
It’s a lightweight, non-custodial crypto wallet that’s easy enough for complete beginners but flexible enough for advanced use cases.
Unlike most cryptocurrency exchanges that require full KYC verification, Best Wallet lets you get started with just your email, Google, or Apple login. You don’t need to upload an ID or provide any paperwork.
Key Features, Tools & Platforms
☑️ Non-Custodial Access: Best Wallet lets you control your private keys. No custodial risk, no centralised control, just secure, direct access to your digital assets.
☑️ No KYC Required: You can buy, sell, hold, and swap thousands of cryptocurrencies without completing a verification process. It’s great if you are privacy-focused or new to crypto investing.
☑️ Support for 50+ Chains: I was impressed with how many digital currencies and chains are supported. You’ll find everything from major coins like BTC and ETH to thousands of altcoins.
☑️ Presale & Upcoming Tokens Feed: This is one of my favourite features. You get real-time info on new token launches, allocations, vesting periods, and social metrics, all in one place.
☑️ Web3Auth Security: Best Wallet uses Web3Auth login, making account recovery easy and secure even without seed phrases. They’re also planning to upgrade to Fireblocks custody infrastructure, which adds another layer of protection.
☑️ Best DEX Aggregator: The built-in Best DEX feature automatically scans 200+ decentralised cryptocurrency exchanges to find you the most competitive trading fees and best swap rates.
| ⭐Highlight Feature: BestWallet’s DEX aggregator connects you to 200+ decentralised exchanges, automatically finding the best crypto swap rates, all while keeping you in full control of your assets. |
What I Like About Best Wallet
As someone who appreciates privacy, decentralisation, and clean design, I found Best Wallet to be refreshingly simple.
The fact that I didn’t have to go through a lengthy KYC process just to test it out was a huge plus.
I also liked being able to see upcoming crypto presales right inside the app; it’s a great way to stay ahead without needing to join Telegram groups or scroll Twitter for updates.
Potential Drawbacks
The biggest downside for me is the limited customer support. Since this is a non-custodial crypto wallet, you’re essentially managing your own assets.
There’s no live chat or in-app support like you’d get with custodial crypto trading platforms.
That said, if you’re comfortable with basic crypto concepts, the app itself is easy to navigate and very beginner-friendly.
| 👉 My Take: I recommend Best Wallet as one of the best crypto apps for beginners in the UK who want full control over their crypto, low-cost swaps, and a smooth, no-KYC setup. |
Key rating criteria:
| Rating from Google Play | Fees | Deposit fees | Cryptocurrencies available | GBP deposit methods |
|---|---|---|---|---|
| 4.2 stars | 0.5% swap fee | None | 1,000+ | Crypto transfers only |
Pros:
- Extensive presale insights and upcoming token tools
- Non-custodial with no KYC required
- Integrated DEX aggregator for optimal swap rates
- Wide support across major chains and cryptocurrencies
Cons:
- Limited customer support options compared to custodial apps
73% of retail investor accounts lose money when trading CFDs with this provider.
3. Coinbase – Best for Ease of Use
App Overview
I’ve used Coinbase on and off since I first started investing in crypto, and it remains one of the simplest ways to buy and sell digital assets in the UK.
It has the best mobile crypto app UK investors can try. The app is polished, simple to navigate, and requires just a few taps to execute a trade.
I think that’s a huge advantage for UK residents who are new to the space and want to avoid unnecessary complexity.
If you’re an experienced trader, Coinbase Advanced Trade offers in-depth analytics, live order books, and lower fees as well.
Key Features, Tools & Platforms
☑️ Simple Interface for Beginners: Coinbase’s main app is one of the cleanest I’ve used. It’s ideal for learning how to buy, hold, or send crypto without the clutter of advanced tools.
☑️ Advanced Trade Mode: This is where the platform really shines for more advanced users. You get detailed order types, real-time depth charts, and reduced trading fees.
☑️ Educational Rewards: One of the features I really like is Coinbase Learn & Earn. You can go through short tutorials and quizzes to earn small amounts of crypto. It’s a great incentive if you’re just starting out.
☑️ Trusted & Regulated: Coinbase is registered with the FCA and adheres to UK compliance standards. It is one of the most secure and trusted crypto apps UK investors can access.
☑️ Fast GBP Withdrawals: It supports UK bank transfers, and you can withdraw to your bank account, typically within one working day.
☑️ Extensive Crypto Selection: Coinbase has one of the largest selections of any FCA-approved crypto exchange in the UK.
| ⭐Highlight Feature: Coinbase’s Advanced Trade mode offers lower fees, deep liquidity, and multiple order types. So, as you gain experience, you get all the tools you need. |
What I Like About Coinbase
For me, Coinbase’s balance between ease of use and advanced trading features is one of its biggest strengths.
It’s the best app for ETH and BTC in the UK that I recommend to friends who are just getting started.
I still use it myself when I want a quick and secure way to trade Bitcoin or ETH without switching between cryptocurrency exchanges.
The learning rewards are a nice bonus. It’s one of the few platforms that actively educates its users while rewarding them for it.
Potential Drawbacks
The biggest issue with Coinbase is its fee structure.
Basic trades (using the default Buy/Sell function) include both a spread fee and a Coinbase fee.
These fees can be noticeably higher than those of competitors like Binance or Kraken, especially if you make small trades.
Also, while staking is technically available, the interest rates aren’t as competitive, and support is limited for newer coins.
Still, if you use Advanced Trade and avoid small-volume purchases, Coinbase becomes much more cost-effective.
| 👉My Take: I recommend Coinbase if you value ease of use, security, and educational tools and are willing to pay a little more in fees for the brand trust and peace of mind. |
Key rating criteria:
| Rating from Google Play | Fees | Deposit fees | Cryptocurrencies available | GBP deposit methods |
|---|---|---|---|---|
| 4.2 stars | 1% commission 0.5% spread fee | Debit card fee of 3.99% | 250+ | Bank transfer, credit card, cryptocurrency, debit card, PayPal |
Pros:
- Large cryptocurrency range
- Fast crypto withdrawals
- Crypto rewards and a debit card
Cons:
- Higher fee structure
- Limited staking and interest options
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work and whether you can afford to take the high risk of losing your money.
4. Uphold – Best for a Large Selection of Coins
App Overview
Uphold is one of the most beginner-friendly crypto apps in the UK.
The interface is clean and intuitive, and requires no minimum deposit to get started. Something I really appreciate when testing out new platforms.
One standout feature is its ability to swap between cryptocurrencies and other assets (such as gold or GBP) without first converting to fiat currency.
That alone makes it unique among most top crypto trading apps UK.
Key Features, Tools & Platforms
☑️ Multi-Asset Access: You can trade 260+ cryptocurrencies, as well as precious metals, forex, and more, using Uphold. It’s a strong option if you’re looking to diversify beyond digital currencies.
☑️ No Withdrawal Fees: Unlike many other crypto trading platforms, Uphold doesn’t charge a fee when withdrawing your crypto or fiat. So, if you are a small-volume investor, this is a great platform to begin with.
☑️ Cross-Asset Swapping: One of Uphold’s best features is the ability to trade between assets directly. For example, you can swap XRP for silver or BTC for GBP without extra steps or conversions.
☑️ Transparent Reserves: I like that Uphold publishes its reserves in real time, showing proof of full backing across all customer balances. It adds a layer of trust that’s often missing from lesser-known platforms.
☑️ FCA Registration: Uphold is regulated by the FCA, meaning it meets UK standards for crypto compliance and safety.
☑️ Staking Rewards: It’s one of the few crypto apps with staking features. The app currently offers staking on 30+ crypto assets with competitive APYs, and the process is simple, even for beginners.
| ⭐Highlight Feature: Uphold’s cross-asset trading system lets you move between crypto, metals, and fiat without extra conversions. It’s a feature I’ve found incredibly useful for managing a broader portfolio from one app. |
What I Like About Uphold
What makes Uphold stand out for me is its ease of use and versatility.
There are a few platforms that let you trade crypto, earn staking rewards, and move between different asset types without needing a spreadsheet to track it all.
It doesn’t have all the bells and whistles of pro-level cryptocurrency exchanges, but if you want simplicity, access, and flexibility, it’s an excellent fit.
Although it may not have advanced trading features, its intuitive design, simple buying and selling process, and educational guides make it ideal for beginners.
Potential Drawbacks
Uphold doesn’t offer volume-based trading discounts, so the fee structure might not work well for you if you are a high-frequency or large-volume trader.
Additionally, although it offers extensive coverage of crypto assets, the platform lacks some advanced trading features, such as limit orders, margin trading, and in-depth charting tools.
If you’re a data-heavy trader, you may find it a bit limiting. But if you’re a beginner or even an intermediate user, it works just fine.
| 👉My Take: I recommend Uphold to UK crypto users who want a wide asset selection, a simple interface, no withdrawal fees, and the ability to move between crypto and other markets. |
Key rating criteria:
| Rating from Google Play | Fees | Deposit fees | Cryptocurrencies available | GBP deposit methods |
|---|---|---|---|---|
| 4.4 stars | 1% trading fee & 1% spread fee | Debit card fee of 3.99% | 250+ | Bank transfer (ACH), debit card, Apple Pay, Google Pay |
Pros:
- Cross-asset trading
- Zero commission
- Diverse crypto assets
Cons:
- No trading volume discounts
80% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
5. Kraken – Best for Low-cost Trading
App Overview
What I like about Kraken is that it’s built for all levels. The regular Kraken app is smooth and beginner-friendly.
The Kraken Pro provides access to a real-time crypto price alerts app, order books, and advanced analytics, making it ideal for more experienced users.
It’s also one of the only UK crypto apps I’ve used that includes margin trading and shorting, alongside staking rewards on selected coins.
Key Features, Tools & Platforms
☑️ Dual App Experience: You can use the basic Kraken app for buying and selling with ease or switch to Kraken Pro for detailed trading tools, custom charts, and competitive trading fees.
☑️ Unmatched Security: Kraken’s setup includes SSL encryption, cold wallet storage, two-factor authentication, address whitelisting, and regular penetration testing. It’s one of the most secure crypto apps UK, with zero breaches since launch.
☑️ Wide Asset Selection: It is one of the best apps for altcoin trading that UK investors can use. The platform supports 230+ digital assets, giving you access to everything from Bitcoin and Ethereum to DeFi tokens and altcoins.
☑️ Low Trading Fees: On Kraken Pro, fees start from just 0.16% maker / 0.26% taker, with zero deposit fees and withdrawal fees starting from £0.
☑️ Advanced Trading Tools: Kraken supports margin trading with up to 5x leverage, plus limit orders, stop-losses, and short positions. These features are rarely offered on beginner-focused apps.
☑️ Educational Hub: I found the Kraken Learning section genuinely helpful, with guides, videos, and podcasts that make complex crypto topics easier to grasp.
| ⭐Highlight Feature: Kraken Pro delivers a complete trading platform experience. It combines deep liquidity, advanced analytics, and low trading fees, making it ideal for more active or professional UK crypto traders. |
What I Like About Kraken
What sets Kraken apart for me is the focus on security.
I’ve used it for years and never had an issue. The platform feels sturdy, reliable, and genuinely transparent, which is rare in the crypto space.
It’s also one of the few apps where you can trade crypto, earn rewards, and explore advanced tools without bouncing between different cryptocurrency exchanges.
Potential Drawbacks
Kraken is excellent for security and trading depth, but the interface, especially in the basic app, can feel a little outdated.
Also, it doesn’t currently support GBP withdrawals to cards, which might be a small inconvenience for some UK users.
| 👉My Take: I recommend Kraken to UK crypto investors who want pro-level tools, low fees, and unmatched security, all backed by more than a decade of trust. |
Key rating criteria:
| Rating from Google Play | Fees | Deposit fees | Cryptocurrencies available | GBP deposit methods |
|---|---|---|---|---|
| 4.2 stars | From 0.26% | £1 fee on bank transfers | 230+ | Bank transfer, credit card, cryptocurrency, debit card, Apple Pay, Google Pay, SWIFT |
Pros:
- Strong security
- High trading limits
- Low fees
Cons:
- No crypto credit card
64% of retail investors lose money when trading spread bets and CFDs with this provider.
6. Revolut – Best for Combining Crypto & Banking All in One App
App Overview
Revolut is worth checking out if you want to dabble in crypto while still using a familiar banking-style app. The interface is sleek and simple and works seamlessly across both mobile and desktop devices.
You can buy, store, and track over 80 cryptocurrencies, send crypto to other Revolut users, and even spend it using the built-in crypto debit card.
Key Features, Tools & Platforms
☑️ Integrated Crypto & Banking: Revolut brings your crypto and GBP accounts together. You can buy and hold digital currencies, set up recurring purchases, or spend crypto with the Revolut card.
☑️ 80+ Cryptocurrencies: The platform offers access to a wide range of major coins and altcoins, making it suitable for casual investors who want exposure to more than just Bitcoin.
☑️ Learn & Earn Program: Revolut’s crypto learning series rewards users with tokens for completing short tutorials, which is a great way to explore crypto basics and earn as you learn.
☑️ Staking Options: You can stake Bitcoin and select other cryptocurrencies, earning passive rewards without needing a separate platform.
☑️ FCA Registration: As a UK-based, FCA-registered app, Revolut meets strict compliance standards and has built a strong reputation for trust and user protection.
☑️ Crypto Card Payments: The crypto-spending feature lets you make everyday purchases with instantly converted crypto, adding a real-world use case to your holdings.
| ⭐Highlight Feature: Revolut’s ability to combine banking, budgeting, investing, and crypto trading into one polished app makes it a standout choice for UK users who want simplicity without juggling multiple platforms. |
What I Like About Revolut
I like that I can buy crypto, manage my fiat balances, and track spending without switching apps. If you’re just starting out or prefer a more centralised finance experience, Revolut makes the whole process easier.
The Learn & Earn feature is a nice touch, and the ability to spend crypto through the card adds extra flexibility.
Potential Drawbacks
The biggest downside is that crypto withdrawals to external wallets aren’t available on standard plans.
You’ll also face trading fees between 0.99% and 1.49%, depending on your account tier. To access the best features, you’ll need a paid plan, starting at £9.99/month.
So, while Revolut is accessible, it can get expensive if you’re an active trader.
| 👉My Take: I recommend Revolut if you want one app for both finance and crypto, with smooth design, banking tools, and crypto features all under one roof. |
Key rating criteria:
| Rating from Google Play | Fees | Deposit fees | Cryptocurrencies available | GBP deposit methods |
|---|---|---|---|---|
| 4.5 stars | 1.49% | 2.5% | 80+ | Bank transfer, credit card, cryptocurrency, debit card, Apple Pay, Google Pay, SWIFT |
Pros:
- Fee-free ATM withdrawals
- Virtual credit and debit cards
- Early direct deposit access
Cons:
- Withdrawal limits
- No crypto transfers
7. Gemini – Best for Security-conscious Traders
App Overview
Gemini is one of the few crypto apps where security is clearly prioritised from the start.
It’s great whether you’re a beginner or an experienced trader, offering an intuitive app for everyday use and a high-performance ActiveTrader platform for deeper analysis and lower fees.
You also get access to extras like staking, NFT trading via Nifty Gateway, and a crypto rewards card, making Gemini more than just a basic exchange.
Key Features, Tools & Platforms
☑️ Top-Tier Security Setup: Gemini uses cold storage, multisig wallets, and high-security data centres to protect private keys. It’s one of the only apps that feels truly built for long-term safety.
☑️ 2FA & Whitelisting: Add extra protection by enabling two-factor authentication and whitelisting crypto addresses, which is helpful for avoiding phishing or scam withdrawals.
☑️ Gemini Custody: Gemini offers a regulated custody solution with $200M in insurance coverage and SOC 2 Type II compliance for larger holders or institutional investors.
☑️ ActiveTrader Platform: Advanced traders can use Gemini’s ActiveTrader interface for real-time charts, deep liquidity, and lower trading fees.
☑️ Staking & Crypto Rewards Card: You can earn rewards by staking supported coins or using the Gemini Credit Card.
☑️ NFT Integration: You can explore NFT trading directly within the ecosystem, a feature that few other platforms offer.
| ⭐Highlight Feature: Gemini’s unmatched focus on security and regulatory compliance, paired with its cold storage, multi-layered protection, and insurance coverage, makes it one of the safest crypto apps for UK investors. |
What I Like About Gemini
What I like most about Gemini is that it never cuts corners on security.
Whether you’re trading small amounts or storing a larger portfolio, it gives you full control, clear protection, and peace of mind.
The ActiveTrader dashboard is a solid upgrade for more serious users, while the main app stays clean and accessible for everyday buying and selling.
Potential Drawbacks
The biggest downside is that Gemini charges higher fees, especially if you’re a small investor. The standard trading fee is up to 1.49%, and the £0.75 flat fee on low trading volume orders seems quite steep.
It also doesn’t support non-crypto assets like CFDs or forex, so it’s not the best fit if you’re looking for cross-asset trading.
Still, if your main focus is secure crypto investing, Gemini remains one of the best options available.
| 👉My Take: I recommend Gemini if you take security seriously and want a crypto-only platform with strong compliance, high trust, and advanced tools. |
Key rating criteria:
| Rating from Google Play | Fees | Deposit fees | Cryptocurrencies available | GBP deposit methods |
|---|---|---|---|---|
| 4.2 stars | From 1.49% | Debit card fee of 3.49%, PayPal fee of 2.50% | 70+ | Bank transfer, credit card, cryptocurrency, debit card, Apple Pay, Google Pay, PayPal, SWIFT, CBIT™ |
Pros:
- Gemini Earn feature for earning interest
- First SOC 1 Type 2 and SOC 2 Type 2 certified exchange
Cons:
- Complex fee structure
How We Tested & Rated the Best Crypto Apps in the UK
Crypto is moving fast in the UK and reshaping the financial scene daily1.
The revenue in the cryptocurrency market in the UK is projected to reach US$1.89bn in 2024, with an annual growth rate of 18.84%2.
With such fast growth, a lot of people are getting left behind. I want to change that.
Using my experience, I’ve put together my top picks based on four key criteria:
- Rating from Google Play
- Fees to buy crypto
- Deposit fees
- Number of cryptos available
- GBP deposit methods
Factors such as usability, educational materials, and additional features were also evaluated.
All the crypto apps I’ve reviewed above are regulated by the UK’s financial watchdog, the Financial Conduct Authority (FCA), and have apps available on Android and iOS.
Why Trust Us?
I’ve worked in the retail investment & crypto sector in London over the last four years.
I worked for one of the UK’s leading financial companies, “a trustworthy and respected provider of news, education, and market analysis for the everyday investor,” where I was able to work with and test some of the biggest cryptocurrency brands.
Factors to Consider When Choosing a Crypto App in the UK
When selecting an app, there are several important factors to consider to ensure you choose one that aligns with your needs and investment goals.
Here are the key elements to factor in:
- Security Measures: The app should have robust security features like two-factor authentication (2FA), encryption, and insurance against theft or hacking. It’s crucial to ensure that your investments are protected.
- User Interface and Experience: A user-friendly interface that is easy to navigate is essential, especially for beginners. It should provide a smooth and intuitive trading experience.
- Supported Cryptocurrencies: Check the variety of cryptocurrencies it supports. A wider range of available coins allows for more diverse trading and investment opportunities.
- Fees and Costs: Understanding the fee structure is vital. This includes trading fees, withdrawal fees, and any other hidden charges. Lower fees can significantly impact your investment returns over time.
- Regulatory Compliance: Ensure it is compliant with local regulations and laws. This compliance not only adds a level of security but also indicates the legitimacy of the app.
- Customer Support: Reliable customer support is important for resolving any issues or queries. Look for apps that offer quick and helpful support.
- Tools and Features: Consider the available trading tools and features like charting tools, order types, real-time data, and automated trading options. These features can enhance your trading strategies.
- Performance and Reliability: It should have a record of high performance and reliability, especially during times of high market volatility.
- Educational Resources: For beginners, having access to educational materials and resources about cryptocurrency trading can be very beneficial.
- Community and Reputation: Look into the community feedback and overall reputation. User reviews and ratings can provide valuable insights into the app’s reliability and user satisfaction.
- Accessibility and Mobile Compatibility: It should be easily accessible and compatible with various devices, ensuring you can trade on the go.
- Withdrawal and Deposit Options: Check the ease of depositing and withdrawing funds. The availability of multiple payment options can add convenience.
Tips for Staying Safe While Using Crypto Apps in the UK
Crypto trading apps are a convenient and effective way to manage your digital assets, but they also come with risks.
In a market where scams, hacks, and security breaches are still common, you must be vigilant.
Here are the most important safety tips I follow when picking the best crypto app UK:
1. Choose FCA-Compliant Apps Only
You must always stick to platforms that are registered with the FCA.
These apps follow strict regulations around customer protection, anti-money laundering (AML), and financial reporting.
They give you a higher level of trust and legal recourse.
2. Enable Two-Factor Authentication (2FA)
Ensure that you enable 2FA as soon as you create an account. It’s better if you pick biometric login crypto apps.
This adds a second layer of protection to your account.
You can have a code sent to your phone or generated through an app like Google Authenticator.
It can stop hackers from gaining access even if your password is compromised.
3. Use Strong, Unique Passwords
Avoid reusing passwords across accounts. Use a password manager if necessary, and choose long, complex passwords.
Try to include numbers, symbols, and both uppercase and lowercase letters in your passwords.
4. Use Non-Custodial Wallets for Larger Holdings
If you want to hold your assets for the long term, consider transferring assets to a non-custodial wallet or even a hardware wallet.
This keeps your private keys offline and out of reach of centralised exchange vulnerabilities.
5. Watch Out for Phishing Scams
Only access crypto apps via their official websites or verified app stores.
Never send or click on links via email, Telegram, or social media.
Remember, no legitimate crypto buying app UK will ask for your password or seed phrase via DMs!
6. Avoid Oversharing Online
Don’t disclose your holdings or trading activity publicly. It only makes you more of a target for scammers and phishing attempts.
Staying safe in crypto is less about luck and more about taking proactive steps to protect yourself and your assets.
Final Thoughts
It’s important to opt for an app that fits your investment goals and interests, but you should also pay attention to fees, regulations, supported coins, and any extra features.
After my review process, I would recommend trying eToro, regardless of your level of experience.
FAQ
Here are a few frequently asked questions that might help you:
Are crypto trading apps considered safe to use?
Yes! Most crypto trading apps are safe, especially UK-regulated crypto apps that follow strict FCA standards. You should look for two-factor authentication crypto apps, cold wallet storage, and trusted crypto apps in the UK with strong user reviews to ensure your funds and data are well protected.
Which crypto app supports the largest number of coins?
eToro and Best Wallet are two of the apps for altcoin trading that you can use to access hundreds of digital currencies across multiple chains. These multi-chain support apps are great if you want exposure beyond just Bitcoin and Ethereum.
Which cryptocurrency app charges the lowest fees?
eToro and Kraken are popular UK crypto apps with low fees, offering trading rates as low as 0.1%. You can use a fee comparison crypto app in the UK to weigh spreads, commissions, and withdrawal costs before deciding.
What’s the top-rated crypto app in the UK for 2025?
eToro ranks among the top crypto trading apps in the UK in 2025. It features FCA compliance, social trading tools, and a user-friendly design that’s ideal for both beginners and seasoned investors. It’s also a crypto investment app UK users trust for building long-term portfolios.
How much do I need to start investing in cryptocurrency?
You can start with as little as £1 on many crypto-buying apps on UK platforms. Apps like Revolut and Kraken allow micro-purchases, making them good crypto apps to try if you are a beginner and want a low-cost entry point.
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Sources:
- https://www.cam.ac.uk/research/news/study-highlights-growing-significance-of-cryptocurrencies ↩︎
- https://www.statista.com/outlook/fmo/digital-assets/cryptocurrencies/worldwide?currency=USD ↩︎
This content has been prepared by Payward Limited.
